A cash advance is a short-term loan, typically paid off on your next payday. A cash advance can range anywhere from $100-$1500 and is meant to function as a quick financial boost in an emergency.

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After filling out the online application or calling 1-866-HAPPY-ME (1-866-427-7963) to apply by phone, you might need to fax in your bank statement and a voided check. We’ll examine your bank statement to determine your income, and based on the monthly deposits we see deposited into your account, we will loan you emergency cash up to $1500. If you are approved for a fast payday advance, the funds will be deposited into your account overnight and should be available the next banking day. At PayDayMax, our goal is to help YOU maximize your payday potential when you need it most.

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We at PayDayMax.com^® are committed to offering our customers simple and easy ways to apply for payday loans. You can either fill out a quick online loan application form or call 1-866-427-7963 and one of our friendly customer service representatives will be happy to fill one out for you over the phone. Whichever way you choose, you'll never have to leave the convenience and privacy of your own home or work place to apply for a no credit check cash advance.

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Our loan amounts are listed on our loan amounts and fees and disclosures pages.

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If you are required to fax in your bank statement for loan approval, you should do this as soon as possible to receive your money (for most qualified customers a fax will not be necessary). To receive your cash advance loan the next banking day, you must be approved by 4:00 p.m. PST or 7:00 p.m. EST. (continued above)

Note: Once we transfer funds to your account, your bank's ACH department is responsible for depositing your cash advance to your account. Bank holidays and other restrictions may occasionally delay the availability of your funds. Please contact your bank’s ACH department if you have any questions regarding your advance cash loan.

• Typically, if your loan is approved on Monday, Tuesday, Wednesday or Thursday, you should have the money in your account on the following day.
• If your loan is approved on Friday, you should have the money in your account on Monday.
• If your loan is approved on Saturday or Sunday, you should have the money in your account on Tuesday.

This estimate is made with the exception of holidays and other unusual circumstances.

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You can repay your affordable payday advance in the same way you receive it – through an electronic transaction. You set the date when you fill out your quick loan application, and your loan is deducted from your account automatically.

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Sure you can. Here at PayDayMax.com^®, we understand that on occasion, you might find it difficult to make a payment on the day you've scheduled. On such occasions, you can always go online or call 1-877-937-3729 to receive an extension. We require you to pay only a minimum finance charge for the first three extensions. Additional extensions require an additional $50 payment towards the advance loan principle (if your loan amount is under $500) and $100 payment towards the loan principle (if your loan amount is over $500).

All extension requests must be made by 4:00 p.m. Pacific Standard Time or 7:00 p.m. Eastern Standard Time on the business day prior to your scheduled due date. Requests made after the deadline will not be processed.

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